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Insurance Coverage Appeal Letter

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    An insurance company should cater for the damages or risks agreed between a client and the company. Sometimes, the insurance company may offer coverage to the damages that is satisfying to the client. An insurance company may also take longer to compensate a client as it was agreed. In that case, a client can use an insurance coverage appeal letter to ask for more compensation.

    A review of the claim

    Show the reader claims that you received yet they have not been paid. Let them see the charges you submitted and the claims that you should be paid.

    Prove yourself

    Prove to the reader that you have played your part. You can do this by giving evidence that you have submitted the required documents. Show the reader that you have followed the required procedure in filling claims.

    Way forward

    Express your optimism that the insurer will work swiftly to resolve the issue. Make sure that you write your letter in a professional and courteous manner. Also, let them feel free to contact you any time if there is a need for further clarification.

    Sample Insurance Coverage Appeal Letter

    Henry Stones
    Cornerstone Avenue,
    7657 Kingston,

    Coverage Appeal Manager
    B & D Insurance,
    4536, Down Rivers Avenue,

    Dear Sir/Madam,

    Re: Insurance Coverage Appeal

    I am writing to claim for the enclosed claims submitted in the past to your company. Since they were filled on (date) they have not been paid yet your company rendered them on (give a date).

    According to the examining department, billing of the charges was done accordingly. All documents required were submitted on time as required.

    With consideration of this coöperation, kindly re-consider your decision to deny the coverage. In case there are details that you would like to clarify, please contact us via (give contact details).

    I am looking forward to hearing from you soon. Thank you in advance.

    Yours Sincerely,
    (Name and position)
    (Enclosures and contact details)

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